sweatshirt: J.Crew | cardigan: J.Crew (old) | jeans (similar): Level 99 via Anthropologie
boots (similar): J.Crew | necklaces: J.Crew Factory | earrings: Target
J.Crew Factory definitely has the best necklaces and right now everything is 40-60% off. Almost all of my statement necklaces are J.Crew Factory because they are adorable AND affordable. I have included some of my favorites that can easily be stacked and mixed and matched. The easiest way to dress up an outfit is adding a few jewels!